Yumi is a credit infrastructure platform for stablecoin and crypto-native financial products. It offers SDK and API tools for crypto cards, BNPL, trade credit, and embedded lending, while handling underwriting, financing, loan origination, servicing, collections, and default risk. Yumi also builds onchain credit profiles using borrowing and repayment data across partner products. Its goal is to help neobanks, merchants, payment gateways, fintech apps, and business banks launch unsecured credit and trade-finance products faster.