PhotonPay is an AI-powered global payments and financial infrastructure platform designed to help businesses manage cross-border transactions efficiently. It provides multi-currency accounts, FX services, local and global payment rails, and API-based integrations to streamline international payouts, collections, and treasury operations. By combining automation, data intelligence, and scalable infrastructure, PhotonPay enables faster, more transparent, and cost-effective global payments. It supports digital assets and stablecoin settlement.