OpenReserve is building a blockchain-native banking and capital markets platform designed to make capital accessible and transferable 24/7/365. Its infrastructure combines banking, payments, credit, settlement, and onchain markets through a unified ledger. The platform includes ReserveUSD (rUSD), tokenized deposits, asset-backed financing, tokenized securities, and an API-driven core banking system. OpenReserve Bank, N.A. is currently in organization and has received preliminary conditional approval from the OCC to establish a U.S. national bank, subject to additional regulatory requirements.