Homium is a real estate equity mortgage lender and securitization platform that has launched its first home equity loans on Avalanche. These loans, currently available in Colorado, involve homeowners committing a portion of their home’s price appreciation, offering investors tokenized assets tracking the appreciation of a pool of shared appreciation home loans. Homium aims to unlock trapped home equity, address housing affordability, and offer institutional investors a new asset class with uncorrelated, inflation-protected returns.