Dow Protocol is a Real-World Asset (RWA) financing platform that provides blockchain-based working capital solutions for cross-border e-commerce merchants. By addressing the liquidity gap between ongoing sales and delayed settlement, it enables businesses to access short-term financing that supports inventory, advertising, procurement, fulfillment, and supplier payments. Beyond financing, Dow Protocol is evolving into a programmable on-chain infrastructure for financial coordination, enabling automated repayment, settlement, liquidation, claims, and other obligation-driven workflows that reduce operational friction and improve capital efficiency.