BlackOpal is LATAM’s global payments finance platform specializing in tokenized credit card receivables from Brazil’s $750 billion payments market. The platform offers institutional-grade tokenized funds delivering 13-14% yields backed by investment-grade Brazilian credit card receivables. Its flagship products include GemStone, a tokenized fund with Baa2 investment-grade classification delivering 13% APY with $4.6 million AUM, and LiquidStone II, which combines emerging market credit card receivables with Superstate’s market-neutral strategies targeting 14% yields. All products feature dual TradFi and Web3 infrastructure, bankruptcy-remote structures, full USD hedging, and real-time onchain transparency via Chainlink oracles. BlackOpal launched on Plume Network’s Nest protocol with integration across Solana, bridging traditional finance with DeFi composability while maintaining zero credit default.